FAQ | McKinney Car Title Loans

Frequently Asked Questions:

Q. How close is McKinney Car Title Loans of Texas to me?

A. McKinney car title loans is the very best way to get a cash advance on the title of your car in McKinney, Texas. We make getting money easy, With some of the Lowest Rates in Texas, No Credit Checks or Pre-payment Penalties Just complete the quick quote form to see how much you can get! Find out how much cash you can get takes only a minute! We can wire you the cash, or pick it up! We do not check Credit!

Q. What is a car title loan?

A. A car title loan is a short-term loan secured against your vehicle. In some regions, vehicle title loans are known as "pink-slip" loans or "car title loans”, “Auto Title Loans” and consumer Installment loans.

Q. What hours is the service available?

A. We're here for you 24/7 all year long. And don't forget the quick quote form takes a few moments and will show you how much money you can get! No Credit Check and it takes less than 60 seconds.

Q. How long does it take to get my cash?

A. You can get approved in less than 60 seconds and we can come in and pick up your cash or we can even wire you the money in your account Today! It's that easy!

Q. I need money today, what documents are necessary?

A. 1. Title of vehicle -with no liens 2. Drivers license 3. Social Security Card -with SS number 4. Proof of insurance 5. Current home phone bill & utility bill. 6. Most current paycheck stub 7. References from two people 8. Extra set of car keys.

Q. I'm concerned about my employer/references being contacted. What should I know?

A. We do verify employment and reference but does not disclose the purpose of the business because we respect your privacy.

Q. What type of credit do I need to get cash?

A. None, Good, Bad, Ugly we do not care, because Our car title loans are NOT based on your Credit but rather your vehicles value. That means you can have bad credit and get up to $40,000 cash on the title of your car. Want to see how much cash you can get on the title of your car in less than 60 seconds? Fill out our quick quote form now!

Q. What if I have poor credit or have filed bankruptcy?

A. Poor credit and bankruptcy do not stop you from getting a loan through us. In the case of bankruptcy, it must be at least 180 days since it was discharged.

Q. What other collateral do I need?

A. No, your vehicle is your collateral.

Q. I have a second vehicle, can I get a loan on that one too?

Q. How is the loan value determined?

A. The amount we loan is determined by the value of the vehicle/s. You can borrow from $600-$40,000 with no credit check!}

Q. How quickly can I get my loan?

A. As soon as we approve your loan you can get your cash today!

Q. Is there a "cooling off" period after I pay off my loan?

A. There is no waiting period after paying off a loan. You can apply for a new loan immediately.

Q. How do I make a payment?

A. The options include Money Order, Debit Card -Visa/Mastercard, Certified Check The minimum monthly payment must be paid each month. Additional payments are accepted in any increments.

Q. What about pre-payment, is there a penalty?

A. No, there is no prepayment penalty.